Merchant Funds Advance

ACH Advances

An Automated Clearing House (ACH) advance is often highly preferable to a standard merchant cash advance, not to mention a traditional bank loan. Traditional bank loans have low approval ratings and can take a long time to loan money, even after approval.

Unlike a traditional merchant cash advance, an ACH advance does not require that business to produce credit card sales. Instead, the advance is repaid based on all daily sales of that business, which are deposited in a bank account. A portion of the money in that account is then automatically wire transferred to the lender, until the money has been repaid, plus interest. Businesses can still take credit card sales, but the revenue should go to the respective bank account. Also unlike a standard merchant cash advance, ACH lender

How Merchant Cash Advances Work

With the current economic situation in the United States more and more small businesses are looking for alternatives to standard SBA loans, or small business loans. One of the best alternatives is a merchant cash advance. With a merchant cash advance, businesses can receive an advance from a lender. The best part is that these businesses do not need to have good credit or any collateral to receive the advance. Merchant cash advances, commonly referred to as MCAs, have no due date and no monthly payments due to the lender. Instead, they are based on a percent of revenue generated from credit card sales.

Applicants who apply for an MCA can get up to $500,000 with no collateral or credit. Pretty amazing huh? The application process is remarkably easy and businesses can receive their funding in as little as 1 or 2 days after applying. Unlike an SBA, MCA applicants have a very high approval rating. In 2011 the average approval percent for MCA applicants was 88%. Payments are based on a set percent of credit card sales. This means that if sales are low, so will the amount you have to pay the MCA lender. Conversely, if business is booming, you will pay a higher amount, due to the set percent. The percent taken from credit card sales is deducted by the lender until the advance amount is fully recollected, plus an agreed upon interest rate. While the interest rate on MCAs is usually higher than that of an SBA, many small business owners feel that an MCA is more convenient and stress free. After all there is no set due date or required monthly payments. At we take into consideration the fact that your business is likely not Wal-Mart or Cabela’s. With that said, we try to be as fair and reasonable as possible with our interest amount.

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Please fill out the application and we will contact you shortly.

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Owner`s Name:
Business Name:
Business Street:
Business City:
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Business Zip:
Telephone:
Fax:
Cellular:
eMail:
Business Type:	restaurant                   diner                   bar/tavern                   bed & breakfast                   hotel/motel/inn                   automotive repair                   retail - clothing/accessory                   retail - jewelry                   retail - automotive                   retail - other                   dentist"s office                   medical office                   publication                   other
If Other:
Average Monthly VS/MC Sales:	$4,000 - $7,000                   $7,000 - $10,000                   $10,000 - $15,000                   $15,000 - $30,000                   $30,000 - $50,000                   $50,000 - $100,000                   $100,00 - $150,000                   $150,000 or more
Year established:
Have you factored before?	Yes                   No
If so, with whom?
Please feel free to add any pertinent information regarding your Merchant Cash Advance Working Capital Application:
How did you find this website?	Search Engine                   AOL                   Mag/Newspaper ad                   Press Release                   Trade Show/Conference                   Current Customer                   Current Prospect                   Other
	Please fax me an application
	Please eMail me an application

Merchant cash advance companies: Bad credit and no collateral shouldn’t be any reason to stop an entrepreneur from getting their business up-and-running in no time, with revenue being generated as soon as possible. Unfortunately banks do not feel the same way. That’s why at we can provide you with the capital needed to start yourunsecured business loans and move on with the next chapter of your life. We’re not concerned with you having collateral to repay us, should the business fail. In fact we have so much confidence in you that we’ll give you an advance that will help you start your restaurant, retail store, or other business cash advance. All we ask for in return is a percent of future credit card sales. That’s right, you need not have any collateral. You need not even have decent credit. All you need is a solid business plan and to apply with us for an advance. Chances are good that you will be approved in no time. Not starting a new small business but need the funds to expand? No problem, we’ve got you covered. Just apply the same as you would for a start-up advance, except let us know you’ll be expanding.You will have an even greater chance for approval, since you already have a legitimate business. You can use an MCA (merchant cash advance) from us to hire new employees, buy additional inventory, expand your store, marketing, et cetera. It doesn’t matter. As long as you are making money, we’re willing to help you out. At Merchant Funds Advance we have not only some of the highest approval ratings, but we also take a very reasonable and fair percent from the credit card sales. We approve small businesses such as restaurants, clothing stores, sporting goods stores or any other businesses that uses credit card sales as a large part of its revenue. Why would you go to someone like Rapid Advance and have an unreasonably high percent of credit card sales taken, when you can go through us and feel like you’re barely having anything taken away. If your sales are slow, we will not take the same amount of money. Since we work off a percentage, when sales are low, so is the percent we take. When sales are high, we take a higher percent, until the advance amount we loaned you is paid off. We can promise that no other MCA lender is as readily available to help you out as we are. We understand that you are a small business and may need a little help. So apply today! 

Contact Us

MerchantFundsAdvance.com
3031 Tisch Way Suite 810
San Jose, CA 95128
USA
Toll free 877-743-7386
To email MerchantFundsAdvance.com please use the form below

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